We enable people to invest in a fairer world.
aable is a fintech startup that connects compassionate investors to underbanked people across the world. Through aable, people borrow what they need to thrive, at rates they can repay. And investors make a difference – and earn interest along the way.
|1️⃣||People invest in aable.|
|2️⃣||aable issues loans to credible borrowers.|
|3️⃣||Borrowers put the loan to work|
|4️⃣||They repay aable, we repay investors.|
Repeat, thrive, and repeat. 🔄
Because lending isn’t about money.
Billions of people could afford healthier, more stable lives, if only they had a tool to borrow and repay a fair amount, over a reasonable time.
Our borrowers pursue powerful opportunities. We empower them to weather storms – and afford to thrive.
Because lending is about building a future. For families, communities, and countries.
Unlocking responsible investing across borders.
aable makes it easy to invest in a fairer world. We offer the aable note, a fixed income product that funds our lending across the world. It will be available with varying maturities and to Europe-based investors.
Before aable, few opportunities had been open to ordinary investors. And even fewer targeted the global credit gap.
Let’s change that. So everyone can afford to thrive. 🌱
Debt spirals & poverty traps.
It is rare to have enough cash to pay for life’s expensive milestones – a new child, home, or business.
Billions of people, faced with this reality, have a brutal choice: go without, or borrow at rates they cannot afford.
Where bank loans and credit cards are limited, people may turn wherever they can.
Lenders discriminate, exploit, or simply deny loans. Some trap borrowers in downward debt spirals. And the cycle continues.
But we see a path out of this crisis.
Curious about aable? Let’s stay in touch.
You’ll be the first to know when we open the doors to investors and launch worldwide.
🔑 Sign up to download our impact vision & strategy presentation.
aable is driven by a group of experienced impact-seekers. We have a passion in building networks for impact, leveraging investments, and putting strategic solutions to practice. Our founding launch team combines expertise in credit management and asset allocation, impact investment and development finance, coding and product development, strategic planning and international affairs, as well as regulatory compliance and corporate finance.
The aable Leadership Council serves as the advisory board of the company, composed of distinguished leaders and the brightest minds across multiple sectors who share a commitment to advancing financial inclusion and sustainable development through private sector innovation. As trusted advisors and critical thinkers, Leadership Council members are periodically consulted on key strategic and operational decisions and growth opportunities.
Are you passionate about sustainable development and financial inclusion? Are you driven by innovation and inspired by untapped opportunities? Do you have successful experience in business and development, coding and team leadership under your belt? Then we want you at aable!
Check out our current openings.
Come back soon!
Thank you for signing up!
You’ll be the first to know when we open the doors to investors and launch worldwide.
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2. Investment Adviser Disclosure
The purpose of this Site is limited to providing you with general information on our services and philosophy. AABLE does not render or offer to render personalized investment advice or investment management through this Site. AABLE and its affiliates may only transact business or render personalized investment advice or investment management services in those jurisdictions where it holds the appropriate license, is registered to do so or is otherwise excluded or exempted from registration requirements. Any analysis of or reference to potential investment strategies are for illustration purposes only. No information in this website constitutes investment, legal, tax or other advice or any recommendation to buy or sell any particular funds or any other Product (as defined below). No representation, warranty or undertaking, express or implied, is given as to the accuracy or completeness of the information or opinions contained in this website by AABLE or any of its members or employees and no liability is accepted by such persons for the accuracy or completeness of any such information or opinions.
3. No Solicitation or Investment
Advice or Investment Management Services
The material contained on this Site is for informational purposes only and AABLE is not soliciting any action based upon such material. The material is not to be constructed as an offer or a recommendation to buy or sell an interest in any partnership, fund or other product (“Product”) nor is it to be construed as investment advice or investment management. Additionally, the material accessible through this Site does not constitute a representation that any investments described herein are suitable or appropriate for any person. The information contained in this Site has been prepared without reference to any particular user’s investment requirements or financial situation. Certain transactions give rise to substantial risk and are not suitable for all investors. Prior to the execution of any transaction by you involving information you received from this Site, you should consult your business advisor, attorney and tax and accounting advisors with respect to the price, suitability, value, risk or other aspects of any interest in any Product.
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5. Special Provisions for European Users
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While AABLE uses reasonable efforts to update the information contained in the Site, AABLE makes no representations or warranties as to the accuracy, reliability or completeness of any information at the Site. Any content of the Site is subject to change without notice. AABLE, its affiliates and the officers, directors, employees, shareholders or agents thereof exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party (including without limitation any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) in connection with this website in any way or in connection with the use, inability to use or the results of use of this website, any websites linked to this website or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing this website or your downloading of any material from this website or any websites linked to this website.
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9. Legal information
Tel: +41 41 545 9420
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There are legal requirements in various countries and jurisdictions which may restrict the information which AABLE can lawfully provide the user. Persons into whose possession the information in this Website comes should inform themselves about and observe any restrictions imposed in the jurisdiction in which the Website is accessed.
1. What Personal Data do we collect?
"Personal Data" is any information relating to you or that we can otherwise link to you. The Personal Data we collect include your name, postal address, e-mail address, phone and fax number, company name, company structure, job title and business affiliations.
2. How do we collect your Personal Data?
We collect personal data that you voluntarily provide to us, for example when (i) you communicate with us via e-mail or other channels, (ii) when you sign up for or ask us to send you information about or issued by AABLE and/or (iii) when you sign up for an event. In some cases your Personal Data has been supplemented by information retrieved from other sources, including searches via publically available search engines, sector-specific newsletters, social media and your employer’s website, for the purpose of confirming your current professional position.
3. How do we use your Personal Data?
We use the Personal Data we collect for communication purposes, including: (i) to send you information about or issued by AABLE; (ii) to send you invitations to events and conferences; and (iii) to maintain our list of contacts. We do not make your Personal Data available to any third party.
4. Why do we process your Personal Data and on what legal basis?
As set out above we process your Personal Data for communication purposes. We rely on our legitimate interests in maintaining business relationships and communicating with you as a business contact, about AABLE's activities and events. We consider that our legitimate interests are in compliance with the Regulation and your legal rights and freedoms.
5. Where is your Personal Data stored?
AABLE is a Swiss company and all your Personal Data, AABLE received, is processed and stored on servers in Switzerland.
6. With whom do we share your personal data?
In the context of the purposes mentioned above, we may share your personal data with third parties, such as parties that provides CRM services for AABLE.
We will ensure that, where relevant, contractual safeguards are implemented to ensure the protection of your Personal Data when disclosing your Personal Data to a third party. For example, we will enter into data processing agreements with relevant parties (providing for restrictions on the use of your Personal Data and obligations with respect to the protection and security of your Personal Data).
As a general rule, we do not share your Personal Data as set out above with other parties located in countries outside Switzerland and the European Union, which countries may offer a lower level of data protection. This may, however, be different in the event that there is a legitimate reason for providing data to parties located in such country.
In such case, it shall be ensured that adequate measures are taken to ensure adequate protection of your Personal Data in accordance with applicable data protection legislation. Generally, we will enter into the standard contractual clauses with the recipient of your Personal Data.
7. How long do we keep your Personal Data?
Your Personal Data will be saved for the specified purposes mentioned above for as long as you are a business contact to us. Your personal data will be deleted when it is no longer reasonably required for the specified purposes mentioned above or you withdraw your consent (where applicable) and we are not legally required or otherwise permitted to continue storing such data. You can unsubscribe at any time, if you no longer wish to receive communications and invitations from AABLE. If you choose to unsubscribe, we will cease to send you such communication and invitations as mentioned above.
8. Data Security
AABLE has implemented appropriate technical and organisational security measures to help protect your Personal Data against loss and to safeguard against access by unauthorised persons.
9. Your Rights
You have the right to know what Personal Data we process about you and may request a copy. You are also entitled to have incorrect Personal Data about you corrected and you may in some cases ask us to delete your Personal Data. You can also object to certain Personal Data about you being processed and request that processing of your Personal Data be limited. Please note that the limitation or deletion of your Personal Data may mean we will be unable to provide the communications and invitations described above. You also have the right to receive your Personal Data in a machine-readable format and have the data transferred to another party responsible for data processing. If you disagree with how we process your Personal Data, you are also entitled to report this to the Swiss Federal Data Protection and Information Commissioner (FDPIC) and/or to other the competent supervisory authorities in the European Union.
How to contact us
If you have any questions about how we process your Personal Data, please feel free to contact us at via email: firstname.lastname@example.org or phone: +41 41 545 9420.